CURRENT CAMERA: Canon 60d
Typically I rely on natural lighting (thank you apartment for your large windows!) and a reflector.
For videos, I will use two cheap soft boxes with fluorescent light bulbs one on each side of the camera.
For my outfit photos, I just use natural light and a grey paper backdrop with my Tamron lens.
Overall this is a great setup for a beginner that wants to upgrade, the ratio of quality to price of these items are fantastic. If you are looking into cameras currently I would suggest to buy a model that is a few years old or a used model from a reputable company, unless you are an expert it is worth the savings!